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| Savings
Rates |
|
| Rates are accurate as of the last dividend period of September 30, 2008 and are subject to change as determined by the GHFCU Board of Directors. |
| |
| Share
Accounts |
|
Name
of Account |
APY* |
Minimum
Balance to obtain APY |
|
Share
Savings |
0.60% |
$150.00 |
|
Christmas
Club Account |
0.60% |
$
25.00 |
|
Vacation
Club Account |
0.60% |
$150.00 |
|
|
0.60% |
$100.00 |
|
|
2.00% |
$300.00 |
| Dividend
rates may change after the account is opened. Dividends on share accounts
are established quarterly at a rate determined by the GHFCU Board of
Directors. Dividends are computed on a daily balance and paid quarterly
for those days in which the minimum balance is in your account. Fees
may reduce earnings. |
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|
| Share
Certificates |
|
|
Name
of Account |
APY* |
Minimum
Balance to obtain APY |
|
12
Month Share Certificate |
2.85% |
$1,000.00 |
|
12
Month Share Certificate |
3.05% |
$50,000.00 |
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|
|
|
Name
of Account |
APY* |
Minimum
Balance to obtain APY |
|
18 Month IRA
Share Certificate |
3.05% |
$1000.00 |
| There
is a substantial penalty for early withdrawal. |
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| *
APY - Annual Percentage Yield |
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| Loan
Rates |
|
Rates are accurate as of the last dividend period of September 30, 2008.
(Subject to change, contact GHFCU representative for the most current rates)
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| New
Car Rates: |
|
Number of Payments |
Interest Rate |
Per $1000 |
|
24
months |
5.50% |
$44.10 |
|
36
months |
5.60% |
$30.25 |
|
48
months |
5.65% |
$23.33 |
|
60
months |
5.95% |
$19.32 |
|
72
months* |
6.45% |
$16.79 |
|
Also Included are 2009 vehicles with less than 10,000 miles & new, untitled 2008 vehicles.
*72 months financing available with a sticker price greater than $15,000.
$35.00 Refinance Fee |
|
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| Used
Car Rates: |
|
Year |
Number
of Payments |
Interest Rate |
Per $1000 |
|
2008
|
36
months
|
6.20%
|
$30.52
|
|
|
48
months
|
6.20%
|
$23.58
|
|
*
|
60
months
|
6.20%
|
$19.43
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2007 |
36
months |
6.40% |
$30.61 |
|
|
48
months |
6.40% |
$23.68 |
|
* |
60
months |
6.40% |
$19.53 |
|
2006 |
36
months |
6.45% |
$30.63 |
|
|
48
months |
6.45% |
$23.70 |
|
2005 |
36
months |
7.45% |
$31.09 |
|
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48
months |
7.45% |
$24.16 |
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2004 |
36
months |
7.65% |
$31.18 |
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48
months |
7.65% |
$24.26 |
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2003 |
36
months |
7.70% |
$31.21 |
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2002 |
24 months |
7.70% |
$45.10 |
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2001 |
24
months |
8.95% |
$45.67 |
|
2000-1995** |
24
months |
8.99% |
$45.69 |
|
*60 month financing available on 2008 & 2007 used vehicles with a retail value of $10,000
**Loan amount is average of high/low value found in Auto Redbook |
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| Boats-
Campers-Trailers-Motorcycles-Motor Homes* Rates: |
|
Year |
Number
of Payments |
Interest Rate |
Per $1000 |
|
2009
|
36
months
|
7.99%
|
$31.34
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48
months
|
8.49%
|
$24.65
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60
months
|
8.99%
|
$20.76
|
|
2008 |
36
months |
8.99% |
$31.80 |
|
|
48
months |
9.49% |
$25.13 |
|
2007 |
36
months |
8.99% |
$31.80 |
|
|
48
months |
9.49% |
$25.13 |
|
2006 |
36
months |
9.99% |
$32.27 |
|
|
48
months |
9.99% |
$25.37 |
|
2005 |
36
months |
10.49% |
$32.51 |
|
|
48
months |
10.49% |
$25.61 |
|
2004 |
36
months |
10.49% |
$32.51 |
|
|
48
months |
10.49% |
$25.61 |
|
2003 |
36
months |
10.99% |
$32.74 |
|
2002 |
24
months |
10.99% |
$46.61 |
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| Home
Equity Loans: |
|
Years |
Interest Rate |
|
5
Yr. Fixed Rate* |
Prime* |
|
10
Yr. Fixed Rate* |
Prime*
+1/2% |
|
15
Yr. Variable Rate** |
Prime* |
|
15
Yr. Line of Credit** |
Prime**
-1/4% |
*Prime
as of date of aplication
**Prime as of Apr 15 or Oct 15
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| Secured
(Non-Titled) Loan Rates: |
|
Months |
Interest Rate |
Per $1000 |
|
Up to 36
months |
7.90%* |
$31.30 |
|
Up to 36
months |
8.90% |
$31.76 |
|
*with
Christmas Club, Vacation Club, or IRA Account. |
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| Share-Secured
Loan Rates: |
|
Months |
Interest Rate |
|
12
months |
4.10% |
|
13 to 24
months |
4.35% |
|
25 to 36
months |
4.60% |
|
37 to 48
months |
4.85% |
|
49 to 60
months |
5.10% |
61 to 72 months |
5.35% |
73 to 84 months |
5.60% |
85 to 96 months |
5.85% |
97 to 108 months |
6.10% |
109 to 120 months |
6.35% |
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|
| Line
of Credit Loan Rate: |
|
|
Amount |
Interest Rate |
|
$500
to $4000 |
15.90% |
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Theme
Park Ticket Pricing - 2008
Available May - September |
|
|
|
General
Admission |
Your
Cost |
Your
Savings |
| 1-Day
Adult |
$45.99 |
$25.49 |
$20.50 |
1-Day
Child/Senior
(3 & up, under 48"/62+) |
$29.99 |
$19.49 |
$10.50 |
2-Day Adult) |
$45.99 |
$45.74 |
$
0.25 |
| Children
2 and under are admitted free. |
|
| |
|
|
General
Admission |
Your
Cost |
Your
Savings |
|
1-Day
Adult |
$42.95 |
$24.50 |
$
18.45 |
|
1-Day
Junior/Senior
(age 3 & up, under 48"/62+) |
$15.95 |
$13.95 |
$2.00 |
|
Ride
& Slide* (2-day Adult) |
$71.95 |
$66.75 |
$
5.20 |
|
Soak
City |
$29.00 |
$23.50 |
$
550 |
| Children
2 and under are admitted free. |
|
| **This is a 4-part ticket that will admit one person into Cedar Point and Soak City on the same two days. Two dates of visit do not have to be consecutive; however, Day One Cedar Point and Day One Soak City tickets must be used on the same first date of visit and Day Two Cedar Point and Day Two Soak City tickets must be used on the same second date of visit. |
| |
|
|
General
Admission |
Your
Cost |
Your
Savings |
|
1-Day Adult |
$27.99 |
$17.00 |
$10.99 |
| 1-Day Child
(children under 48") |
$10.50 |
$
8.50 |
$
2.00 |
|
Children
2 and under are admitted free. |
|
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|
|
General
Admission |
Your
Cost |
Your
Savings |
|
1
Day (ages 4 or older) |
$39.99 |
$18.99 |
$21.00 |
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|
Indiana
Beach |
General
Admission |
Your
Cost |
Your
Savings |
|
Combo
Ride & Water Park (48" and over) |
$35.50 |
$22.50 |
$13.00 |
| Combo
Ride & Water Park (under 48") |
$27.50 |
$12.50 |
$15.00 |
|
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|
Six
Flags Great America
|
General
Admission |
Your
Cost |
Your
Savings |
|
Adult |
$56.64 |
$34.00 |
$22.64 |
Children (under 48") |
$30.89 |
$29.00 |
$ 1.89 |
| Children
2 and under are admitted free. |
|
